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PetCare Pet Insurance

Pet Insurance - Get a quote

We know caring for pets can be expensive, especially when an unexpected emergency arises. Pet Insurance is a great way to lower the cost of unexpected vet bills which helps pet parents to keep their beloved four legged family members happier and healthier in their lifetime, without worrying over the cost.

Pet health Insurance by PetCare covers everything from accidental injury such as broken bones, bites etc, as well as illness including skin conditions, infections and cancer, we also cover the cost of dental and you can choose dental plus for routine care (Optional add-on required to your policy). This would give you peace of mind when it comes to pet ownership and unexpected bills, We have policies for both dogs and cats in Australia with affordable premium to choose from.

Veterinary costs in Australia is rising over time, peace of mind that comes with knowing your pet is covered and taken care of may eliminate the need to choose between euthanasia and finances.

  • Accidents Happen

  • Veterinary Costs are Rising

  • Peace of Mind

  • Never Choose Between Finances and Euthanasia

Pet Insurance for your Cat & Dog

Dog Insurance

Dog and puppy Insurance by PetCare is a tailor made insurance plan, in two tiers, made specifically for your adult dog or puppy. We offer no gap payments, fast claims, and cover up to 100% of eligible vet bills (excess applies to claims) at any licensed Vet throughout Australia.

If you dog’s age is between eight weeks to eight years, you are eligible to buy a pet insurance from us, and once insured the cover for lifetime is guaranteed. Our dog insurance will cover accidents like broken bones all the way to hip replacements and any illness during the policy period (please refer to PDS for more information) Furthermore you can choose Dog Dental insurance as an add-on.

If you’re interested to getting your best mate covered by PetCare Dog Insurance, get an online pet insurance quote now, it’s quick and easy!

What’s included:

  • Cover for life
  • Multi-pet discount
  • No claims bonus
  • Claim up to 100% of eligible veterinary bills
  • Pre approval for scheduled procedures
  • Accident and illness cover
  • Every pet insurance policy contributes to charity
  • Third Party Public Liability Cover Up to $100,000 (see PDS for more details)

Cat Insurance

Cat and kitten Insurance by PetCare Pet Insurance is a purrrfect plan that is available in two policy types, designed to help you to keep your furry friend healthy! We know your little mate is worth the best veterinary care, and so we offer cat cover with affordable prices.

Get our affordable pet insurance cover, and you can claim your veterinary bills, and get 100% reimbursed (less any excess)

What’s included in our cat insurance:

  • Claim up to 100% of eligible vet bills (less excess)
  • Cover for life
  • No claims bonus
  • Multi-pet discount
  • Pre-approval for scheduled visits
  • No-gap payments
  • Each policy gives back to community charities
  • Third Party Public Liability Cover Up to $100,000 (see PDS for more details)

There are two main types of cover available, alongside an optional add-on dental insurance for dogs and cats.

Pro Cover

With pro pet insurance cover, you are eligible to claim unto 12,000 per pet , per year ( waiting periods and sub limits applied) you will be reimbursed 100%, all you need to pay is the excess

Main Illness Cover

Main accident cover:

  • Cancer

  • Lumps, growths and cyst removal

  • Cherry eye

  • Non-diabetic cataracts

  • Intervertebral disc disease

  • Feline immunodeficiency virus (Cat Insurance)

  • Hip dysplasia including replacement

  • Urinary tract infections

  • Cruciate ligament conditions

  • Bone fractures

  • Heat stroke

  • Tick paralysis

  • Snake bite toxicity

  • Ingestion of a foreign object

  • An embedded grass seed

  • Torn nail

  • Anaphylactic shock

  • Gastric dilation-volvulus

  • All Other Accidental Injuries ( Refer to PDS)

Elite Cover

With Elite cover you are eligible to claim unto 15,000 per year ( waiting periods and sub limits applied) Our Elite cover pet insurance for cats and dogs includes all in the Pro cover as well as the following:

  • Arthritis

  • Diabetes

  • Epilepsy

  • Ear conditions

  • GI conditions

  • Heart conditions

  • Skin conditions

  • All other illnesses

Pet insurance with Dental Cover

You will get expensive vet bills if your pet got a broken tooth, and or regular teeth cleaning is not affordable. We have pet dental cover as an add-on for both cats and dogs, you can choose from two types of cover as below:

  • Dental Cover –  This add-on will cover accident and illness: includes cover for treatment of dental injuries and illnesses that encompass gingivitis, abscesses, restoration or removal of teeth .

  • Dental with Dental plus: This includes all in the Dental cover + Routine care cover which covers all the basics such as dental check ups, teeth clean and polish as well as preventatives such as chews, treats, toothbrushes when you purchase from your vet . 

We have partnered with the best pet insure provider who offer you a range of Cat & Dog Insurance plans that cover up to 100% of eligible vet bills ( Less excess) waiting periods and sub limits applied. Get a quick Quote today!!

A house just isn’t a home without a pet. Just like every member of the family, it’s important to keep your furry mates covered, Get your Pet Insurance policy to claim on unexpected Vet Bills, and to provide the best pet health care for your furry friends.

Pet Health Insurance Australia

How Pet Insurance calculate your premiums?

We try our best to give you the most affordable, most tailored pet insurance policy for your pet. This is calculated based on when your pet was born, it’s breed, where your pet lives, pre-existing conditions and the level of cover you want for your pet.

When calculating your own persona Pet Insurance premium, we take many factors into consideration, including:

  • Breed of your pet

    Certain breeds have pre-dispositions to hereditary illnesses and diseases; this factor helps us decide risk.

  • Where your pet lives

    Your location and therefore your pet’s location help us determine possible risk to your pet.

  • The PetCare insurance cover you select.

    We offer two comprehensive policies with an option for dental; your choice of policy affects the premium.

  • Pre existing conditions

    Some pets have pre-existing issues such as behavioural problems or congenital diseases; we like to be aware of these before giving you a quote.

Get a quick pet insurance quote online or call us and speak to one of our human in the friendly customer care team

Pet Insurance FAQs

What is pet insurance?

Pet insurance is a type of insurance catered towards your beloved cats and dogs. It can help you to save on unexpected veterinary costs in the event of an illness or injury of your four-legged family members.

Should I get pet insurance?

We highly recommend pet insurance as it provides peace of mind in relation to unexpected veterinary costs. You never know when an emergency will happen, and you can rest easy knowing you won’t have to choose between your finances or your dog or cat’s life.

What is the best age to get pet insurance?

We highly recommend joining PetCare Insurance as soon as your pet is eight weeks old. This means that your pet is covered before potential health issues occur.

How much is the Pet Insurance premium for Dogs?

This depends on many variables, such as the dog breed, dog’s age, and location and pre-existing medical conditions levels of cover. You can get a detailed quote online or via phone.

How much is the Pet Insurance premium for Cats?

We calculate this with the age of the cat, breed type and the location and few other variables, Please get a quote online for an accurate pricing, and our friendly team is available via phone to get a quote.

What does PetCare Insurance cover?

PetCare Pet Insurance cover pets from an early age and encompasses all aspects of a pet’s health. We start off with a policy that covers general pet illnesses such as cancer, infections and cherry eye as well as accidents such as broken bones, bites, torn nails and we even offer dental cover for your dog or cat as an option for dental preventatives.

your policy includes a third party liability cover (up to $100,000 – please refer to product disclosure statement – PDS for more information and terms conditions )

Can I cover my pet at any age with PetCare?

You can get a cover for your pet between the ages of eight weeks to eight years. We recommend if you don’t know the exact age of your pet, to obtain an estimate from your vet, The Policy provides a lifetime care renewal guarantee, please refer to the product disclosure statement for more information.

What is a pre-existing condition?

A pre-existing condition is any illness, disease, sickness or injury that includes medical conditions, disorders and more that exist in your pet from birth or before applying for pet insurance. These conditions are taken into consideration when applying for PetCare Insurance.

How do I make a claim?

In PetCare Pet Insurance we have made claims easier, you just need fill out the form online and send us your vet bills. Your veterinary clinic may help you to submit your claims online. There is no contribution from your side , you will be reimbursed 100% of the cost  less any excess, and can be claimed up to your policy limit per year ( Sub limits and waiting periods apply)

Are there any waiting periods?

Once you apply, your insurance policy begins the day your application has been accepted. You can make a claim for an accident as soon as your policy period begins; note a waiting period applies for illness condition claims.Please refer to the PDS for more information on waiting periods.

What are the exclusions?

Exclusions includes pre-existing conditions your pet may have. In order to lessen the advent of these, we recommend you get your insurance for pet between eight weeks to six months old.

If my pet is having a scheduled procedure, can I claim it in advance?

Absolutely yes, for scheduled procedures, you can claim in advance, so all eligible vet bills would have been paid before you going to your vet.

In this case, we require a quote from your Vet, and you only pay for the excess and we settle the bill with your Vet within the guidelines of your policy, up to the amount quoted by the Vet.

Do I need to provide a medical history to take out PetCare?

Medical records are not required to take out a policy; however, when it comes time to support a claim, you will need to provide your pets medical history,

Do you cover multiple pets?

Yes we do. We even offer a bonus discount for registering multiple pets. You can give us a call and we can give you a combined quote with PetCare for each of your pet, whether they be dogs or cats.

How do I renew my policy?

Your Pet insurance policy renews automatically to ensure no gaps in your pet’s cover occur. If you want to add onto your plan or upgrade to a higher coverage plan, give us a call anytime!

We recommend that you take out Pet Insurance policy at when they are a puppy or kitten